Meet Our Team
James Hodges
Owner | Michigan Insurance Agency
James Hodges is the owner of Windy Ridge Insurance Agency, a Michigan-based insurance agency, serving individuals, families, and businesses across the state of Michigan. Raised in Hart, Michigan, James holds an Associate’s degree in Criminal Justice from West Shore Community College. With over eight years of experience in the insurance industry, he has grown through multiple roles before becoming agency owner. Licensed in Property & Casualty as well as Life & Health insurance, James specializes in auto insurance, homeowners insurance, and comprehensive coverage solutions. Recognized as a top-performing Allstate sales agent both in Michigan and nationally, he is passionate about helping clients make informed, strategic decisions for long-term protection and financial security. Outside of work, James enjoys fitness, golf, boating, billiards, and attending live concerts.
Deborah Poff
Administrative Manager | Comstock Park, Michigan
Deborah Poff is an experienced administrative manager based in Comstock Park, Michigan, supporting insurance clients and teams across the state of Michigan. Originally from Bay City, Michigan, Deborah brings over 33 years of experience in the insurance industry. She holds licenses in Property & Casualty as well as Life, Health & Accident insurance. Deborah specializes in building efficient systems, streamlining processes, and ensuring clear communication to deliver a high-level client experience. Her work supports individuals and families by helping create a seamless, reliable insurance service environment. Known for her attention to detail and operational excellence, Deborah plays a key role in maintaining consistency and quality across the agency. Outside of work, she enjoys boating, fishing, staying active outdoors, and watching sports or a good show.
Brock Luttrull
Office Manager | Muskegon, Michigan
Brock Luttrull is an experienced office manager based in Muskegon, Michigan, supporting clients and teams across the state of Michigan. Born and raised in Muskegon, Brock has over three years of experience in the insurance industry and holds a Personal Lines insurance license. He specializes in personal insurance lines, including auto insurance, homeowners insurance, renters insurance, boat insurance, motorcycle insurance, ORV coverage, and umbrella policies. In his role as office manager, Brock focuses on team development, operational efficiency, and delivering a high-quality client experience. Known for his approachable leadership style, he is passionate about helping both clients and team members succeed. Outside of work, Brock enjoys golfing, boating, spending time with family and friends, and outdoor activities like campfires and cornhole.
Makayla Davis
Licensed Sales Producer | Grant, Michigan
Makayla Davis is a licensed insurance producer based in Grant, Michigan, serving individuals and families across the state of Michigan. A lifelong resident of Grant, she is passionate about supporting her local community and building meaningful client relationships. Licensed with a Personal Lines insurance license, Makayla specializes in personal insurance lines, including auto insurance and homeowners insurance. Since beginning her career in 2025, she has developed a strong passion for helping clients understand their coverage and identify protection they may not have known they needed. Known for her approachable and caring nature, Makayla is dedicated to helping clients feel confident in their insurance decisions. Outside of work, she enjoys spending time with her husband and two dogs, reading, and enjoying outdoor activities like golfing, fishing, and camping.
Haley Eversman
Licensed Sales Producer | Coopersville, Michigan
Haley Eversman is a licensed insurance producer based in Coopersville, Michigan, serving individuals and families across West Michigan and the entire state. With over 10 years holding a Property and Casualty license and more than 5 years of experience with Allstate, Haley specializes in auto insurance, homeowners insurance, renters insurance, and landlord coverage. She is passionate about helping clients understand their policies, find the right protection, and save money with confidence. Known for her relatable and client-focused approach, Haley builds strong, long-term relationships within her local community. Outside of work, she enjoys spending time with her two daughters, exploring local parks and beaches, thrifting, and relaxing with friends, reality TV, and an iced coffee year-round.
Joshua Lummen
Licensed Sales Producer | Fruitport, Michigan
Joshua Lummen is a licensed insurance producer based in Fruitport, Michigan, serving individuals and families across the state of Michigan. Raised in Fremont, Michigan, Joshua brings a diverse background with degrees in Automotive Service and as a Paramedic, along with a strong commitment to helping others. With experience in both life insurance and personal insurance lines, he specializes in auto insurance, homeowners insurance, and umbrella coverage. Licensed in Michigan, Joshua is passionate about educating clients so they fully understand their policies and feel confident in their protection. Known for his approachable and informative style, he focuses on making insurance simple and practical. Outside of work, Joshua enjoys coaching youth wrestling, working on vehicles, snow plowing, camping with his family, and supporting local community activities.
Landry Tharp
Licensed Sales Producer | Muskegon, Michigan
Landry Tharp is a licensed insurance producer based in Muskegon, Michigan, serving individuals and families throughout the state of Michigan. Originally from South Alabama, Landry graduated from Auburn University and brings a strong foundation in research, problem-solving, and client-focused service to the insurance industry. Licensed in Michigan for personal insurance lines, Landry specializes in auto insurance, homeowners insurance, and personal liability coverage. Passionate about making insurance simple and stress-free, Landry is dedicated to educating clients and helping them find the right coverage to protect what matters most. Known for a thoughtful and approachable style, Landry ensures each client feels confident in their insurance decisions. Outside of work, Landry enjoys exploring Michigan, spending time outdoors, and discovering new experiences in the local community.
Mason Wynn
Licensed Customer Support Agent | Muskegon, Michigan
Mason Wynn is a licensed customer support agent based in Muskegon, Michigan, serving individuals and families across the state of Michigan. A lifelong resident of the Muskegon area, Mason brings strong local knowledge and a client-focused approach to the insurance industry. With over a year of experience, he specializes in auto insurance and property insurance, helping clients find the right balance between coverage and cost. Licensed in Michigan since 2025, Mason is known for his problem-solving mindset and dedication to making insurance clear and effective. He enjoys helping clients navigate their options with confidence. Outside of work, Mason stays active at the gym, practices Brazilian Jiu-Jitsu, and enjoys spending time at the beach.
Chase Geier
Licensed Sales Producer | Newaygo, Michigan
Chase Geier is a licensed insurance producer based in Newaygo, Michigan, serving individuals and families across the state of Michigan. Originally from New Haven, Indiana, Chase earned a Bachelor’s degree in Marketing from Indiana University in Indianapolis. Licensed with a Personal Lines insurance license, Chase has specialized in personal insurance lines since entering the insurance industry in 2025, including auto insurance, homeowners insurance, and liability coverage. He is passionate about helping clients find better protection at competitive rates. Known for his personable approach, Chase enjoys building relationships and guiding clients toward confident insurance decisions. Outside of work, Chase enjoys watching sports, fishing, playing golf, and spending time outdoors with his girlfriend and their dog.
Angel Spytma
Licensed Sales Producer | Muskegon, Michigan
Angel Spytma is a licensed insurance producer based in Muskegon, Michigan, serving individuals and families across the state. With over five years of experience in the insurance industry, Angel specializes in personal insurance lines, including auto, homeowners, and specialty coverage.
She is passionate about helping clients understand their policies and feel confident in the protection they have in place. Angel is especially dedicated to supporting families, taking the time to identify potential coverage gaps and ensure they are fully protected from unexpected financial stress.
Known for her approachable and informative style, Angel enjoys sitting down with clients, simplifying complex insurance details, and guiding them toward the right coverage for their needs. She takes pride in building trust and providing clear, honest advice so clients can make informed decisions.
Outside of work, Angel enjoys spending time with her family and is actively involved in her local church, Fellowship of Muskegon, where community and connection are an important part of her life.
Missy Fox
Licensed Sales Producer & Customer Service | North Muskegon, Michigan
Missy Fox is a licensed insurance producer based in North Muskegon, Michigan, serving individuals and families across the state of Michigan. With over 27 years of experience in the insurance industry, Missy specializes in personal insurance lines, including auto insurance, homeowners insurance, and property and casualty coverage. Known for her deep industry knowledge and client-first approach, she is passionate about helping clients protect what matters most and avoid financial hardship after unexpected events. Missy takes pride in building long-term relationships, anticipating client needs, and guiding them through life’s changes with the right coverage. Her commitment to personalized service and trusted advice has made her a valued resource in the Michigan insurance community.
Aylah Ronfeldt
Licensed Sales Producer | Michigan
Aylah Ronfeldt is a licensed insurance producer based in Michigan, serving individuals and families across the state of Michigan. Raised in a military family and having lived in multiple states and countries, including Okinawa, Japan, Aylah brings a unique perspective and adaptability to her work. She specializes in personal insurance lines, including auto insurance and homeowners insurance, and has successfully completed her Personal Lines insurance licensing. Passionate about helping clients feel confident and at ease, Aylah is dedicated to simplifying insurance and making it accessible. Known for her positive and caring approach, she strives to make a meaningful impact in her clients’ lives. Outside of work, Aylah enjoys Brazilian Jiu-Jitsu, ice hockey, hunting, fishing, and spending time outdoors with family and friends, while also serving in her local church youth group.
April Puente
Licensed Sales Producer | Grand Haven, Michigan
April Puente is a licensed sales producer based in Grand Haven, Michigan, serving individuals and families throughout Michigan. A lifelong resident of Grand Haven, April spent ten years living in Chicago before returning to her hometown, where she continues to build strong relationships within the community she loves.
With nearly 20 years of insurance experience, April began her career with Allstate in 2006 and has been a valued member of the Windy Ridge Insurance team for more than nine years. She is passionate about helping clients understand their coverage options and works closely with them to create insurance solutions that protect the people and possessions that matter most.
Known for her personable approach and commitment to client education, April enjoys meeting new people, learning their stories, and building lasting relationships. She takes pride in helping clients feel confident and informed about their insurance decisions while providing exceptional service every step of the way.
Outside of work, April enjoys spending time with her husband, their three children, and their dog. Her family loves being outdoors, supporting local activities, and making the most of life in their close-knit West Michigan community.
Undra Brown
Licensed Sales Producer | Mid-Michigan
Undra Brown is a licensed Sales Producer based in Mid-Michigan, proudly serving individuals, families, and business owners across the state of Michigan. Born and raised in Lansing, Michigan, Undra is currently pursuing an Associate’s degree in Economics at Lansing Community College while continuing to grow a passion for helping clients navigate their insurance needs with confidence and clarity.
With a strong background in entrepreneurship and customer service, Undra brings a unique perspective to the insurance industry. Having personally experienced how confusing the claims process can be, Undra is committed to making insurance more understandable, approachable, and supportive for every client. Specializing in building meaningful relationships through education and problem-solving, Undra enjoys helping families, seniors, and business owners find coverage solutions that fit their goals and lifestyle.
Known for a thoughtful and personable approach, Undra is passionate about creating a positive client experience and ensuring people feel informed and protected every step of the way.
Outside of work, Undra enjoys spending time with a dog named Nymeria, exploring nature, and studying foreign languages. With a love for learning and connecting with people from all walks of life, Undra is dedicated to serving the community with care, professionalism, and integrity.
Hannah Jones
Licensed Customer Support Agent | Muskegon, Michigan
Hannah Jones is a licensed insurance agent based in Muskegon, Michigan, proudly serving individuals and families across the state of Michigan. She holds a Bachelor’s degree in Risk Management & Insurance from Ferris State University, with a minor in Professional Sales. With over two years of experience, Hannah specializes in property and casualty insurance, including auto insurance, homeowners insurance, and personal liability coverage. As a trusted Michigan insurance advisor, she is dedicated to helping clients find affordable, reliable insurance solutions tailored to their needs. Known for her personalized service and strong client relationships, Hannah makes insurance simple and accessible. Outside of work, she enjoys spending time with family and friends, caring for her three rescue dogs, and supporting Operation Solo, a local organization that helps families care for their pets during difficult times.
Linda Cooper
Licensed Customer Service Representative | Holland/Hudsonville, Michigan
Linda Cooper is a licensed customer service representative based in the Holland and Hudsonville, Michigan area, serving clients across the state of Michigan. With over 25 years of experience in the insurance industry—including 19 years with Allstate—Linda brings extensive knowledge in personal insurance lines such as auto insurance, homeowners insurance, and recreational vehicle coverage. She holds a double degree in English and is fully licensed in both personal and business insurance. Passionate about education, Linda is dedicated to helping clients understand their coverage and feel confident in their decisions. Known for her warm, approachable style, she strives to make insurance simple and beneficial. Outside of work, Linda enjoys ballroom and swing dancing, reading, lifelong learning, and being active in her church community.
Kristan Karafa
Billing Specialist | North Muskegon, Michigan
Kristan Karafa is a dedicated billing specialist based in North Muskegon, Michigan, supporting clients across the state of Michigan. Originally from Greenville, Michigan, Kristan brings over five years of experience in the insurance industry, with a strong background in property and casualty insurance. Licensed in Property & Casualty since 2021, she transitioned from sales into her current role to focus on client support, billing accuracy, and account management. Known for her reliability and attention to detail, Kristan is committed to helping clients navigate their insurance accounts with ease and confidence. She values building trust and providing responsive, helpful service. Outside of work, Kristan enjoys spending quality time with her family, staying active, and making the most of everyday moments—including running the occasional 10K.